Natwest Secured Loan Options for UK Homeowners

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  • Up to 95% Loan to Value
  • Longer-term loans to match the term of your existing mortgage
  • You don’t need to have a bank account with NatWest Bank
  • NatWest Secured Loan Low fixed Rates from 6.43%
  • Consolidate other high-cost debt and have one low monthly payment

  • Details of your home

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Natwest Secured Loan

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  • Details of your home

  • About You

  • Please enter a number from 18 to 100.
  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.

homeowner loan - likely to be accepted?

Natwest Homeowner Loans – Low monthly repayments

For a larger loan than typically offered on an unsecured basis, a Natwest homeowner loan could be a good option for people with the right employment status. Credit reference agencies will be interrogated, but no broker fee will be added to the loan.

The loan application will be comprehensive, but no lender fee will be taken.  Repayments can be made over ten years and range to about £1000 per month.

The second charge is a debt secured on your home.  The credit check is not done via a credit broker.  Think carefully before securing loans on your home, as your home may be repossessed.

Metrobank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loans
Co-operative Bank Secured Loan
Halifax Secured Loan
Barclays Bank Secured Loan
Lloyds Bank Secured Loan

Does Natwest offer Secured Loans?

Yes, Natwest does secure loans at 3.9% MER.

Does Natwest offer Equity Release Under 55?

Yes, Natwest Equity Release Under 55 is 3.9% MER.

Does Natwest do Secured Homeowner Loans?

Yes, Natwest Secured Homeowner Loans are 3.9% APRC.

Does Natwest offer Homeowner Loans?

Yes, Natwest Homeowner Loans are 3.9% APRC.

Does Natwest offer Secured Home Owner Loans?

Yes, Natwest Secured Home Owner Loans are 3.9% APRC.

Does Natwest offer Homeowner Loans for Bad Credit?

Yes, Natwest Homeowner Loans for Bad Credit are 3.9% MER.

Does Natwest offer Direct Lender Secured Loans?

Yes, Natwest Direct Lender Secured Loans are 3.9% APR.

Does Natwest offer Home Equity Lines Of Credit?

Yes, Natwest Home Equity Lines Of Credit are 3.9% MER.

Does Natwest offer Debt Consolidation Loans?

Yes, Natwest Debt Consolidation Loans are 3.9% APR.

Retirement Mortgage

Debt Consolidation Loan Bad Credit Direct Lender

Does Natwest offer Home Equity Loans?

Yes, Natwest Home Equity Loans are 3.9% MER.

Debt Consolidation Loan Bad Credit No Guarantor

Does Natwest offer Personal Loans?

Yes, Natwest Personal Loans are 3.9% APRC.

Does Natwest offer Unsecured Loans?

Yes, Natwest Unsecured Loans are 3.9% APR.

Does Natwest offer loans to consolidate existing borrowing?

Yes, Natwest Loans To Consolidating Existing Borrowing are 3.9% MER.

Does Natwest offer loans to people with poor credit histories?

Yes, Natwest Loans For Poor Credit History are 3.9% APR.

Does Natwest offer Homeowner loans to consolidate existing debts?

Yes, Natwest Homeowner loans to consolidate existing debts are 3.9% APR.

Does Natwest offer Secured loans with no broker fees?

Yes, Natwest Secured loans with no broker fees are 3.9% MER.

Does Natwest offer Homeowner loans with no early repayment charge?

Yes, Natwest Homeowner loans with no early repayment charge are 3.9% MER.

Does Natwest offer Loans without an arrangement fee?

Yes, Natwest Loans without an arrangement fee are 3.9% APRC.

Homeowner Loans For Poor Credit
Interest Only Buy to Let Mortgages
Remortgages from Ravenwood Services
High Loan to Value Buy to Let Property Mortgages

UK: 03457 11 44 77

Overseas to United Kingdom: +44 3457 11 44 77

Minicom: 0800 404 6161

Address and phone:

Natwest

1 Princes Street
London
Inner London
EC2R 8BP

Customer support centre: 03457 888 444

(Int’l: +44 (0) 179 224 4609)

Opening times
Mon 08:30 – 17:30
Tues 08:30 – 17:30
Weds 10:00 – 17:30
Thurs 08:30 – 17:30
Fri 08:30 – 17:30

the company number is registered in England, and all rights reserved

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Natwest homeowner loans

What is a Natwest Secured Loan?

A secured loan is a type of loan in which you pledge something (e.g., residential property, house, home, flat, or car) as collateral to take out the loan. This collateral acts as secured debt for the creditor who had given the loan.

If the borrower can’t repay the loan, the creditor takes possession of the asset and may sell it to regain the amount the creditor has loaned to the borrower.

Usually, secured loans have a lower interest rate than unsecured ones because the creditor already possesses your property. The lender can sell your property if you give poor or bad credit. Some examples of unsecured loans are personal loans and business loans. However, the lender and borrower face a loss in an unsecured loan.

A Natwest Secured Loan can benefit both the borrower and the lender. A secured loan has a low interest rate, which benefits the borrower; on the other hand, the lender also used to have the upper hand as collateral was available.

The affordability of a suitable lender depends on the credit score; if an individual will repay the lenders’ debts, then the credit score is quite good. The higher the credit score, the more financially trustworthy a person is. Generally, in the case of secured loans, borrowers with low credit scores don’t face as many difficulties as unsecured loans.

Sometimes, the lenders will give a loan or not depending on the ltv ratio or loan-to-value ratio. If the ratio is 80% or below, it’s considered good.  Although the ltv rates 90%, 95% or 85% are also entirely satisfactory among the lenders.

The bank will always do a credit search to assess your financial behaviour and provide the right loan amount. Banks often do a soft search to check your credit score, although it doesn’t affect it. The best part is that the lenders also learn about it.

If the loan is in a fixed-rate period, the borrower often accurately predicts the interest rates. During this period, the interest rate doesn’t fluctuate. Fixed rates have an advantage, as they are a certainty. This can help borrowers plan properly and maintain a certain standard of living.

It also helps the borrower repay the debt in a calculated manner. Loans on buy-to-let properties are secured, so when you borrow a loan on a buy-to-let property and rent that property, you can pay your debts sideways without significant difficulties.

Generally, secured loans differ from credit cards because they have fixed rates and time limits.

As Natwest Bank provides excellent loans, you can try out some of them.

Some of the main advantages of a Natwest secured loan are that borrowers can get a good amount of loan as lenders are pretty confident that they can get their money back either from the loan repayments or from the sale of the property. They have a low interest rate compared to unsecured loans, as the lenders take less financial risks. There are also huge chances that people with low interest rates will also get a loan in secured loans.

Equity release loan to value?

You can borrow 70% of your property’s value. For example, if your home is worth £220000, you can borrow £154000.