Paragon Secured Loans – Bad Credit Applications

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Interest only lifetime mortgage
Lumpsum lifetime mortgage
Lifetime mortgage cash release

Seeking guidance when you need a re-finance

It is usual to encounter people seeking to get a remortgage with poor credit, a remortgage for low confidence, or a remortgage with poor credit; however, loan companies like Kent Reliance are keen to see evidence of affordability in the form of two letters, state benefit letters, or an accountant’s certificate.

Proof of income:

Loan companies such as Prestige Finance, United Trust Bank or Central Trust often accept evidence of affordability with

  • payslips
  • payslips
  • accountants certificate

Standard selections of impaired credit

Loan companies such as United Trust Bank, Clearly Loans or Loans can usually loan to people with

  • missed payments
  • credit card arrears
  • ccj’s
  • missed instalments

Finding 2nd mortgages

It’s often a lower cost to get a second-charge loan than a refinance.

Finding impaired credit mortgage companies:

  • MBS Lending
  • The Mortgage Lender
  • Cambridge Building Society
  • Furness Building Society
  • Clydesdale Bank PLC

Typical mortgage durations with Precise Mortgages

  • Two years
  • Six years

Additional costs

  • product fee
  • broker fee
  • early repayment fee
  • broker fee

Finding help when you want a second charge loan

  • UK ifa
  • UK independent financial advisor
  • broker

It’s very regular to discover individuals seeking out poor-credit mortgages in the UK, mortgages for people with lousy credit, or mortgages for people with bad credit. However, home loan lenders like Shawbrook are keen to see proof of monthly income through P60s, universal credit letters, or state benefit letters.

Mortgage Loan to Value

It is usual to find people searching for a mortgage loan to value (LTV) of 80%, 75%, or even as much as 95%; however, it’s hard to get 90%.

Getting help when you need a speedy remortgage

It’s common to discover individuals looking for awful credit remortgage loans or remortgage approval with bad credit or subprime remortgage lenders in the UK. However, secured loan lenders like Paragon Residential want to see paperwork showing income through P60s, investment statements, or state benefit letters.

Costs for second mortgages

  • completion fee
  • early repayment fee

Lenders’ terms and rates for buy-to-let, including for subprime credit

  • First-time buyer mortgages Family Building Society
  • Tracker mortgages Chorley Building Society
  • Tracker mortgages Kensington

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat and if the occupier is an owner-occupier’s Primary Residence.

  • pay stubs

Does Paragon offer Secured Loans?

Yes, Paragon does secured loans at 4.21% MER.

Does Paragon do Equity Release Under 55?

Yes, Paragon Equity Release Under 55 is 4.21% APR.

Does Paragon offer Secured Homeowner Loans?

Yes, Paragon Secured Homeowner Loans are 4.21% MER.

Does Paragon offer Homeowner Loans?

Yes, Paragon Homeowner Loans are 4.21% MER.

Does Paragon offer Secured Homeowner Loans?

Yes, Paragon Secured Homeowner Loans are 4.21% MER.

Does Paragon offer Homeowner Loans for Bad Credit?

Yes, Paragon Homeowner Loans for Bad Credit are 4.21% APR.

Does Paragon offer Direct Lender Secured Loans?

Yes, Paragon Direct Lender Secured Loans are 4.21% MER.

Does Paragon offer Home Equity Lines Of Credit?

Yes, Paragon Home Equity Lines Of Credit are 4.21% APRC.

Loans For Over 70S Uk

Best Loans For Debt Consolidation With Bad Credit

Does Paragon offer Debt Consolidation Loans?

Yes, Paragon Debt Consolidation Loans are 4.21% MER.

Does Paragon offer Home Equity Loans?

Yes, Paragon Home Equity Loans are 4.21% APR.

Debt Consolidation Loans No Guarantor

Does Paragon offer Personal Loans?

Yes, Paragon Personal Loans are 4.21% APRC.

Does Paragon offer Unsecured Loans?

Yes, Paragon Unsecured Loans are 4.21% APR.

Does Paragon offer loans to consolidate existing borrowing?

Yes, Paragon Loans To Consolidating Existing Borrowing are 4.21% APRC.

Does Paragon offer loans for people with poor credit history?

Yes, Paragon Loans For Poor Credit History are 4.21% MER.

Does Paragon offer Homeowner loans to consolidate existing debts?

Yes, Paragon Homeowner loans to consolidate existing debts are 4.21% APR.

Does Paragon offer Secured loans with no broker fees?

Yes, Paragon Secured loans with no broker fees are 4.21% APRC.

Does Paragon offer Homeowner loans with no early repayment charge?

Paragon Homeowner loans with no early repayment charge are 4.21% APRC.

Does Paragon offer Loans without an arrangement fee?

Yes, Paragon Loans without an arrangement fee are 4.21% APR.

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Secured Loans For Poor Credit


Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It is registered in England, number 05390593.

Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ.

Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551

https://www.paragonbank.co.uk/news-and-media

How much money can I get?

You can borrow 60% of your home’s value. For example, if your house is valued at £320000, you can release £192000.